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RoadLoans- Auto Finance and Refinance Made Easy!

Price of Car: $ Total Price: $
Sales Tax: % Monthly Payment: $
Down Payment: $ Total of Term Payments
(excluding down payment)
Loan Term: years
Interest: % $

Online Payday Loans

Dealer financing - Car dealers realized they were missing an opportunity by simply selling consumers cars, rather than selling them cars and the money to purchase them. Thus dealer financing was born. Consumers considering financing their cars this way should proceed with caution. Sometimes a favorable APR goes hand-in-hand with a bulked-up sticker price. Also, watch out for long loan terms and very low monthly payments. You’ll probably pay a higher finance charge over the long run and may go upside-down on your loan. The tradeoff is convenience: you get to buy your financing at the same place you buy your car. It’s best to check out the rates you can get from other sources before signing a deal.

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  • DriveTime  - The go-to guys for cars and credit. DriveTime can help you improve your credit score and help you get back on the road. Whether you've gone through bankruptcy, debt consolidation, credit counseling or just have bad luck financially, DriveTime is the answer. Less-than-perfect credit won't prevent you from getting a great used car from DriveTime. Apply online. It only takes 2 minutes.

  • myAutoloan - Auto Loan Refinance. Refinancing your car could save you hundreds of dollars over the life of your car loan. Let myAutoloan.com help. Take the hassle out of refinancing your car by getting up to 4 loan offers direct from nationwide lenders.

  • Automotive.com - where your car search begins! Since 1996, Automotive.com has been one of the Internet's leading auto buying portals and consumer information websites. Automotive.com has helped more than 50 million consumers research and price new cars, used cars, obtain financing and insurance leading to more than a million vehicle sales. Automotive.com unites the new car buyers with local new car dealers, large dealer groups or directly with the manufacturer to dramatically improve the way consumers research, locate and buy new and used vehicles.

  • RoadLoans - RoadLoans is the Internet lending division of Santander Consumer USA Inc. We specialize in financing and servicing new and used vehicle loans for customers with less than perfect credit. RoadLoans has helped tens of thousands of customers purchase the cars they want. RoadLoans can guide you through the process of automotive credit and show you the benefits of securing a direct auto loan.
    RoadLoans offers:
    • Financing for new or used vehicles purchased from a franchised dealer.
    • Loans to refinance your current auto loan.
    • Online loan application and approval process.
    • Online account access.

     

Longer loan term reduces your monthly payment, but you'll pay more overall for credit, a trade-off you may be happy to make. And, even with a longer loan, you always have the option of paying more any month you're able to. Just be sure you'll pay no prepayment penalty (dealers may impose this penalty; credit unions seldom do). And ask about the "rule of 78s." Lenders calculating loans this way make you pay more interest in the opening months of a loan, so if you pay off the loan later in the term but before maturity, you won't get much of a break on the financing expense. There are many factors to consider when buying a new or used car. In recent times, finance rates have hit historic lows. Certainly, this makes purchasing your next car much more affordable. If you need an immediate price quote on the auto that you're considering, visit one of our advertisers.

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